PSI Ohio Insurance Practice Exam 2026 – All-in-One Guide to Exam Success

Question: 1 / 400

What is emphasized by a Health Maintenance Organization (HMO)?

Emergency services only

Preventive medicine

A Health Maintenance Organization (HMO) places a strong emphasis on preventive medicine as a core component of its healthcare delivery model. This focus encourages its members to engage in regular health screenings, immunizations, and wellness checks to prevent illnesses before they occur or become serious. By prioritizing preventive care, HMOs aim to reduce overall healthcare costs and improve health outcomes for their members.

Preventive medicine is beneficial as it helps catch potential health issues early on, allowing for more effective and less costly treatment. This approach aligns with the HMO's goal of promoting a healthier population and managing healthcare expenses, making it an essential part of their philosophy. Thus, selecting this response accurately reflects the key focus of an HMO.

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Specialist-driven care

Hospitalization coverage

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